Banks, NBFCs, brokers and fintechs in India
Phishing simulation for banking and financial services
Simulate the lures your people actually see, from fake regulator notices to impersonated payment and KYC alerts, teach anyone who slips in under two minutes, and hand your auditor dated evidence for the employee-awareness parts of SEBI CSCRF and RBI reviews.
Recommendations / PopularCatching people out elsewhere.
- 01Popular · Anonymized performance signalSupplier bank-detail changeBuild this idea
- Click rate
- 27%
- Campaigns
- 14
- Companies
- 6
- 02Popular · Anonymized performance signalShared document: salary revisionBuild this idea
- Click rate
- 22%
- Campaigns
- 9
- Companies
- 5
- 03Popular · Anonymized performance signalCourier delivery feeBuild this idea
- Click rate
- 19%
- Campaigns
- 11
- Companies
- 7
Stable Money is a SecurityRing customer.
Relevant attacks
Lures from your world, not a generic template
Set your Org Profile once (industry, sub-industry, country and regulatory regimes) and your Tech Stack. SecurityRing then recommends scenarios across lanes such as:
- Regulatory updates: lures dressed as a notice or circular from a regulator your staff deal with
- Trending attacks: ideas drawn from public sources including CERT-In, RBI, I4C/CyberDost and the National Cybercrime Portal; each card says “Review the source before using this idea”
- Everyday services and Your tools: fake alerts from the payment, KYC, HRMS and workplace tools your people use
- Popular: anonymised, aggregated patterns that caught out employees at other SecurityRing customers, matched to your industry only when at least three companies share it
- Deepfake video in email: a consented likeness of your own leader asking for an urgent transfer or approval (enabled per workspace)
ClickFix fake-CAPTCHA pages and QR-code phishing also run inside email simulations today. See ClickFix simulation.
What the regulators ask
Awareness you can show, with dates
| Text | What it says about employees | SecurityRing evidence |
|---|---|---|
| SEBI CSCRF, GV.RM guideline 1(e) | “REs shall periodically assess level of employee cybersecurity awareness, for e.g., through phishing test success rate, etc.” (all REs except small-size and self-certification) | Dated campaign results and click exposure by team over time |
| SEBI CSCRF, PR.AT | Mandatory, periodic awareness programmes, updated as new threats emerge; awareness of social engineering and phishing | Campaigns built from current advisories; lesson completion per person |
| RBI, Commercial Banks Directions 2026, ¶202–203 | “The bank shall evaluate the awareness level of employees periodically”; “continuous and adaptive capacity building” | Executive trend report with the phishing exposure score across campaigns |
| RBI, NBFC Directions 2026, ¶35–36 | Ongoing training for all users; measure effectiveness “through periodic assessments or testing”; keep an up-to-date repository of training status | User roster, training completion and CSV export |
These are summaries of the official texts, checked on 15 October 2026. Using SecurityRing doesn’t make you compliant; your auditor decides. More detail: SEBI CSCRF · RBI · CSCRF checklist · RBI 2026 directions explained.
For the GRC team
Run it yourself, report it to the board
- Approval policy in Settings, so every simulation is reviewed before launch
- Risk by department, location, seniority and manager, plus an executive risk concentration view for the board
- Focused retests and manager summary emails for the people who need follow-up
- Download PPT, Download PDF or CSV, with an interaction audit trail
Customer data is stored in AWS data centres around the world and can be restricted to the customer’s geography for enterprise deals.
ReportsShow the progress behind readiness.
EXECUTIVE SUMMARYDEMO REPORTFrom practice to progress.
Illustrative click-exposure trend
Launch in minutes
Four steps per campaign
Choose people
Everyone, chosen departments or named people from your roster.
Pick a recommended attack
Choose an idea recommended for your industry, tools and news, then click “Build this idea”.
Approve what AI built
The AI Builder drafts the email, landing page, lesson and quiz. Edit anything, then approve.
Schedule and launch
Optionally send yourself a test, set the delivery window and pace, and activate.
One-time setup: import your roster and have your email admin allowlist SecurityRing’s sender details (a ready-made request is in the app).
Does SEBI CSCRF require phishing simulation?
CSCRF does not make phishing simulation mandatory by name. GV.RM guideline 1(e) says REs other than small-size and self-certification REs “shall periodically assess level of employee cybersecurity awareness, for e.g., through phishing test success rate, etc.”, and the PR.AT guidelines ask for awareness of social engineering and phishing.
What do the RBI 2026 directions say about employee awareness?
The Commercial Banks directions (RBI/DoS/2026-27/410, 31 July 2026) say the bank “shall evaluate the awareness level of employees periodically” (paragraph 202) and ask for continuous and adaptive capacity building (paragraph 203). The NBFC directions (RBI/DoS/2026-27/461) ask NBFCs to measure training effectiveness “through periodic assessments or testing” (paragraph 36).
Where is our data stored?
Customer data is stored in AWS data centres around the world and can be restricted to the customer’s geography for enterprise deals.
Does using SecurityRing make us compliant with SEBI or RBI requirements?
No. SecurityRing gives you evidence for the employee-awareness parts of a review: dated campaign results, lesson completion and an audit trail. Your auditor and the regulator decide.
Which financial services companies use SecurityRing?
Stable Money is a SecurityRing customer.
Sources and method
Each regulatory quote was checked against the official text on 15 October 2026:
- SEBI, Cybersecurity and Cyber Resilience Framework (CSCRF) for SEBI Regulated Entities, circular SEBI/HO/ITD-1/ITD_CSC_EXT/P/CIR/2024/113, 20 August 2024
- RBI, Commercial Banks – Cybersecurity, Technology: Risk, Resilience and Assurance Framework Directions, 2026 (RBI/DoS/2026-27/410, 31 July 2026)
- RBI, NBFC cybersecurity and IT directions, 2026 (RBI/DoS/2026-27/461, 31 July 2026)
See a sample audit report for your institution
Book a demo and we’ll walk through a campaign, the training page and the reports your GRC team would hand over.